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What is a Business Angel?

by John K. Romano

Business angels are individuals who have the ability and willingness to provide your company with enough capital to move your startup businesses to the next phase. Angels are primarily local people who are, relatively speaking, financially independent, but who are by no means super rich. These investors are usually first generation money-entrepreneurs, retired corporate executives, or professionals who have a net worth of more than $1 million and an annual income of more than $100,000. In the United States there are over 2 million households with a net worth of $1 million, and 90 percent of them made their fortunes by starting their own businesses. Angels are self-starters who are trying to help perpetuate a system that made them successful in first place and, at the same time, make a considerable return on their money.

by Donna Ingram

The closer we get towards the Christmas season, many of us are beginning to think about the things that we want to achieve in 2008? We will be thinking of New Years resolutions that we are definitely going to keep, as well as the goals and ambitions that we are certainly going to make happen next year.

Did you know that 67% of us will have given up our New Years resolutions, and given up on our goals by 28th February, and one in five of us would have lost our resolve even within the first week? That is a lot of people giving up on themselves. So what if you went into your new year already on your way to achieving your goal? Already having put the wheels in motion, passed some of those milestones and starting the New Year motivated and confident about being successful this time? How do you think this would make you feel?

Setting goals is becoming commonplace in today's society, both in the workplace as well as in our personal lives, so what is the secret to ensuring that we are successful in achieving them?

Make a plan We have all been there, lying awake at night with all these ideas whizzing around in our head. All those thoughts and bits of a plan of how we are going to achieve something, like: "I must remember to speak to this person", "I must remember to buy this", "I must book to attend that event", "how do I want my website to look?","Who am I going to get to do it?" And on and on the questions build and the list inside our head grows, until the point where we create such an immense muddle, that now we are terrified of the goal, and no longer believe that we can achieve it.

Putting a plan down on paper, and writing a step by step route to achieving your goal enables you to see clearly what you need to do to get there. Doing this gives you a much better success rate of achieving your goal.